Banking Services - Safe Deposit Box, Notary and Wires

We provide complete personal and business banking services including checking and savings accounts, safe deposit boxes, wire transfers, notary services, and agricultural lending. As a Colorado state-chartered bank, we’ve been serving families and businesses throughout southeastern Colorado since 1899. Unlike big banks, all decisions are made locally by people who understand Colorado’s unique needs.

Yes, Fowler State Bank is fully FDIC insured, which means your deposits are protected. We also maintain an A+ BBB rating since 2014 and are regulated by the Colorado Division of Banking. You get the same deposit protection as big banks, but with personal service and local decision-making.

Absolutely. Our internet banking and mobile app let you check balances, pay bills, transfer money, and deposit checks from your phone. You can also download transactions directly into Quicken or Excel. The difference is when you need help, you call us and talk to someone who actually knows you – not a call center.

Three main things: local decisions (no waiting for approval from another state), staff who understand Colorado agriculture without explanations, and over 125 years of treating customers like family. Our President & CEO Jonathan Fox was Chairman of the Colorado Banking Board, so we know Colorado banking inside and out.

Yes, we serve customers throughout southeastern Colorado and surrounding areas. Many of our customers drive from other towns because they prefer banking with people they know rather than dealing with corporate call centers.

Definitely. Half our customers are in agriculture, so we understand crop insurance, seasonal income, equipment financing, and operating loans. We know why you need that equipment loan in March and don’t need explanations about farming cycles like city banks do.

We offer various sizes including 2×5, 3×5, 4×5, 5×5, 3×10, and 5×10 inches. Boxes are accessible during business hours Monday through Friday. Your valuables stay local and secure, not in some distant vault.

We handle wire transfers to send money anywhere, fast. Our staff walks you through the entire process – no confusing online forms. You work directly with someone who knows you.

For personal accounts: valid ID, Social Security card, and an initial deposit (no minimum for savings). For business accounts: business license or articles of incorporation, EIN number, valid ID for all signers, and initial deposit. We’ll help you choose the right account for your needs.

Yes, we provide notary services for our customers. No appointment is needed most days – just stop by during business hours. It’s one of those personal touches you don’t get with big banks.